As the main setting of PFC for over 20 years, the water world of Jaern is richly storied with tales of adventure and myth.

The Rhine Archipelago - Islands of High Adventure, notably includes Centralia, home to the Centralia Wizards Guild

The Lojem Region - A large island/atoll with a dormant volcano on the northern side, brimming with excitement. Notably includes Rougtero, a robust center of trade, as well as Midnight's Rest, an adventurer's haven.

Ageron Region - A heavily populated group of three islands: Ageron, Koth, and Gaea, located within the Basal Sea to the south-southwest of Lojem.

Frøsland - An island far to the north, intersecting with Jaern's polar ice cap. Its cities are led by Jarls, each an independent society unless large-scale threats require them to band together.

Geleia - Jaern's oldest significant land mass, containing three notable governments: the monarchic Kingdom, the capitalistic Southam, and the Machiavellian Liston.

Kratal - The prophesied Dwarven continent, halfway around the world from Lojem.

A sister plane of Jaern, Cahyali is a vast world of endless adventure, relatively new to the PFC's canon.

Located at the far western side of the known continent, the Abundant Expanse - also known as the Abundance - is tropical to subtropical in climate. Countries in this region include Ruefang, Dahabu, Ulos, and Buyuk Vahsi. The Abundance has seen a millennia-long period of peace, with the Cerulean Moon and Kinland Order factions being based here.

In the north, this alliance of Vervand, Arenti, and Shinneok stands proud. Temperate in climate and prosperous, the Alliance is simultaneously a region and a political body. Despite a long period of recently-resolved infighting, the Oxis Alliance is mostly on good terms with the rest of the world.

In the south, the vast lands of Ley'Ork and the arid locale of Splint compose the Heartlands. This region has a diversity in climate, going from subtropical and dry near Splint to temperate and even alpine in Ley'Ork. Ley'Ork, as the main political entity in this region, defines much of its relationship with the rest of the world: not stellar, due to their relentless imperialistic drives.

In the east are vast tundras, nominally part of Pthora. The majority of the Pale Reach region is cold, including tundras and alpine biomes. In the north of this region, two islands sit in close proximity: Pthora prime, and the smaller, warmer volcanic island of Nahrūl.

The Great Rice Patty - An expansive shallow area of Jaernian sea that provides a lot of staple food crops, located in the southern hemisphere near Geleia.

Irlany - An island monarchy of Jaern far to the northwest of Lojem, led by King Charles.

Akvobentyle - This Jaernian island is overrun by vast rainforests, and rumors tell of ruins of a previous society. It is largely unexplored.

Titan's Maw - A crescent-shaped Jaernian island filled with dangerous mega-fauna and mega-flora.

Keer'Levex - The ancestral home of Jaernian dragons, and the temple of Kelvar. One of the wealthiest islands of Jaern.

The Null Labyrinth - An expansive underground network of caves and tunnels beneath known Cahyali, whose landscape appears to shift and change constantly. It's believed to only partially exist in the material plane.

Planes of Existence - Planes other than Jaern that may be accessed by various means.

Other GM Settings - GMs can document their own settings here, usually accessible by means of the Alpha Site, accessible through the portals at the Centralia Wizards Guild, the Lojem Wizard Guild (Rougtero Branch), or Kratal as well as the old Portal Farm (a.k.a. Port Senenfico (sp?) ) on the western side of Lojem.